Housing is a cornerstone of stability and prosperity in any community, but in Vermont, its importance is amplified by the state's unique demographic, economic, and environmental challenges. With a population that is aging rapidly—projected to see 170K households aged 55+ by 2029—and a persistent shortage of affordable units, housing directly influences the ability of Vermonters to live, work, and thrive. Our state requires an additional 24K to 36K homes by 2029 to meet growing demand, normalize vacancy rates, and accommodate workforce needs, yet only about 2,300 new homes were permitted in 2022, far below the annual target of 5,000 to 7,000. This shortfall exacerbates issues like homelessness, where Vermont ranks second nationally in per capita rates, with over 3,295 individuals counted as unhoused in 2023, including a 200% increase in child homelessness since 2020. Without sufficient housing, basic social structures erode, affecting health outcomes, family stability, and community cohesion. This is particularly true for low-income and BIPOC families.